RISK DISCLOSURE

General Investment Risk Disclosure

All investments involve risk. Past performance is not indicative of future results.

Market Risk

• Investments in equities, mutual funds, PMS, and AIFs are subject to market fluctuations
• Portfolio values may increase or decrease

Credit Risk

• Fixed income instruments (bonds, NCDs, etc.) carry risk of issuer default

Liquidity Risk

• Certain investments (AIFs, PMS, structured products) may have limited liquidity
• Exit may not always be immediate or at expected value

Concentration Risk

• Overexposure to specific assets or sectors may increase volatility

Regulatory & Tax Risk

• Changes in laws, taxation, or regulations may impact returns

Technology & Platform Risk

• Delays, outages, or errors in digital platforms may impact transactions or reporting

No Guarantee

We do not guarantee:

• Returns
• Capital protection
• Achievement of financial goals